IMHO, all of the "Affordable" Care Acts, whether it was devised under Obama, or, any new ones that will be constructed by the new administration, will be failures. That's because the government seems to be dancing around, skirting the main root cause of why health care is so expensive in the first place. Instead, they are trying to find ways for people to pay their insurance premiums. I realize we live in a market-driven, capitalistic society, but, until someone has the intestinal fortitude to take the bull by the horns, roll up their shirt-sleeves and figure out why it costs $1,500 to put a 6-cent band-aid on a cut in an emergency room, and, do something to fix it, we will always have a health care crisis here in the US.