Leases are something I go round about with our sales reps all the time. On paper it only makes the best sense assuming a perfectly steady flow of revenue at the time you start the lease thru when you end the lease OR if you're a big enough company that the lease payment is small change and doesn't matter.
For a small business, 60 months is a long time for a lease with two scenarios that are probable and problematic.
Scenario 1: If the economy crashes or there is a sudden lowering of business volume you end up on the hook for more equipment than you can afford without the ability to sell the equipment to offset the expense or reduce payments.
Scenario 2: If the economy takes off you can’t upgrade the equipment easily by selling it and getting something more suitable except by rolling the old lease into a new lease which is a very expensive proposition. If you have room for two machines then you could keep both but that's expensive too and could put you into a #1 scenario problem.
With equipment leases you will pay the full lease cost no matter what. If you upgrade they roll the remaining payments in the new lease. There aren't any downgrade options that don't require the same thing (rolling the payments into the new lease).
If you can get a remanufactured machine (that is able to be put under a click charge) that you can buy outright or finance, even if it's a few years older, that's nearly always going to be your better option than leasing unless your company is a bigger company that can absorb long term fluctuations. You can pick up the V2100s for under $30k
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Non-relevant opinion on this industry:
I also have a problem with the whole leasing industry on what I perceive to be artificial pricing schemes. Sales reps are selling this equipment at near full MSRP based on a made up number that the manufacturer sets that isn't tied to true market values because everything is done on leases. The market doesn't get a fair chance to enter the game and level out prices until 5 to 10 years after the equipment is on the market. IE. If I bought the equipment outright at $xxx dollars, then I should be able to sell that equipment two or three years later at $xx or $x but it's nearly impossible to resell the equipment because the dealers have it locked down tight. ie Manufacturers won't buy the equipment back because they'd rather sell their new models at full price vs. buying already used ones. It's hard to find buyers outside of dealers because there isn't an effective market for used equipment except on the auctions which is very low return compared to what you paid originally. Once the equipment been used for 2+ years then it's worth less than 20% of it's original sticker price. It's like driving a new car off the lot and it's value instantly drops by 50%.